Young people have harder time getting credit. More than one in five people between ages 18 and 34—22 percent—have been refused in the last year for a credit card or other loan, according to a recent survey by FindLaw.com, a consumer legal Web site. Fifteen percent of that age group were turned down for a credit card within the last year. Four percent were turned down for each of the following: home mortgage, home-equity loan, car loan, student loan. (Learn more about your baby's college fund.) The survey says individuals aged 18 to 34 were more than twice as likely to be turned down for a loan as any other age group. Read more in the full Money blog post.

Tooth Fairy payouts up 13 percent. Following the Dow Jones to see how the economy is doing? You might want to check another economic indicator: The Tooth Fairy Index. The promising news—for kids, anyway—is that the Tooth Fairy is paying out an average of $2.13 per tooth this year, up 13 percent from last year. According to a national poll sponsored by (no surprise) Delta Dental of Minnesota, the Tooth Fairy pays anywhere from 5 cents to $50 for recently-lost baby teeth placed carefully under pillows before bedtime. (Learn more about how to brush your baby's teeth.) Read more in the full Money blog post.